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Senior Staff Software Engineer (BE) - Credit Risk

Invoice2go

Invoice2go

Software Engineering
United States
Posted on Thursday, June 20, 2024

Do the best work of your career as a champion for small and mid-size businesses.

BILL is a leader in financial automation software for small and midsize businesses (SMBs). As a champion of SMBs, we are dedicated to automating the future of finance so businesses can thrive. Hundreds of thousands of businesses trust BILL solutions to manage financial workflows, including payables, receivables, and spend and expense management. With BILL, businesses are connected to a network of millions of members, so they can pay or get paid faster. Through our automated solutions, we help SMBs simplify and control their finances, so they can confidently manage their businesses, and succeed on their terms.

BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. We have operations in San Jose, CA, Draper, UT, Houston, TX and are continuing to expand into other geographic locations. If you’re looking for a place that helps you do the best work of your career, look no further than BILL.

Make your impact within a rapidly growing Fintech Company

Come join the team that owns all underwriting needs at Bill! You will be an active participant in building a resilient credit risk service. You will be a core member architecting and building a platform for unlocking credit opportunities to SMBs. There are many opportunities to share your skills with other engineers while learning about many of the great technologies utilized at BILL.

We are seeking a strong, passionate engineer to join our team. In this role, you will enhance our platform and unlock credit to our customers which is critical to the livelihood of small and medium-sized businesses (SMBs), while also increasing revenue growth.

We’d love to chat if you have:

  • Bachelor’s degree in Computer Science, Engineering, or a related field.
  • At least 12 years of experience in software engineering.
  • Proven experience in leading the design and implementation of scalable SaaS applications in Elixir and Java
  • Strong understanding of engineering, product, and design interoperation and communication
  • Expertise in building and maintaining large-scale, high-volume, high-availability, low-latency systems.
  • Strong understanding of security, compliance, and regulatory requirements.
  • Demonstrated experience in credit risk, preferably business credit risk.
  • Proficiency in version control, code reviews, testing, and deployment automation.
  • Ability to mentor and guide other engineers in best practices and advanced technical concepts.
  • Familiarity with machine learning model integration and data pipeline design.
  • Strong understanding of engineering, product, and design interoperation and communication
  • Test-driven development mindset and pride in code resilience
  • Collaborative, high-trust approach to team building and collaboration
  • Proficiency with monitoring, alerting, and reporting tools
  • Cross-team collaboration with extreme ownership mindset
  • Hands-on experience with GraphQL
  • Experience architecting large scale, high volume, high availability services
  • Passion for leading technical discussions and mentoring other engineers
  • Experience with Elixir, Ecto and Phoenix
  • Expertise with event sourcing, Kafka and Flink
  • Experience in more advanced or cutting-edge technologies (e.g., Kubernetes, Serverless Architectures, AI/ML frameworks, Advanced Cloud Services).
  • Experience in designing and implementing microservices architecture and containerization technologies like Docker.
  • Experience in complex problem-solving in large-scale distributed systems, performance optimization, and high-availability systems.

#LI

The estimated salary range for this role is noted below for our San Jose based role. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

San Jose pay range
$188,700$235,900 USD

The estimated base salary range for this role is noted below for our office location in Draper, UT. Additionally, this role is eligible to participate in BILL’s bonus and equity plan. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed above. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits.

Draper UT pay range
$160,400$200,500 USD

Let’s talk about benefits

  • 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP)
  • HSA & FSA accounts
  • Life Insurance, Long & Short-term disability coverage
  • Employee Assistance Program (EAP)
  • 11+ Observed holidays and wellness days and flexible time off
  • Employee Stock Purchase Program with employee discounts
  • Wellness & Fitness initiatives
  • Employee recognition and referral programs
  • And much more

For positions that are in office we support a hybrid work environment with on-site and remote work days. Check out our LinkedIn Life Page for each location and discover BILL.

We live our culture and values every day

At BILL, we’re different by design—it's our culture. Our CEO is a trusted entrepreneur who lives our cultural values: Humble, Authentic, Passionate, Accountable, and Fun. People here love being their authentic selves, contributing unique experiences, sharing ideas, perspectives, and intellectual curiosity. We celebrate our diversity as the heart and soul of how we work, grow, and succeed together. Inspiring people with meaningful career experiences they love really does make the dream work and our successes just keep getting better. There’s no limit to what we can build and where we can go from here. We’d love you to join us.

BILL is proudly an Equal Opportunity Employer where everyone is welcome. Our innovation and technology are inspired by an inclusive culture unlike any other. Everyone brings a different personal story and perspective and this diverse mix of minds, backgrounds, and experiences is where our greatest ideas come from. We welcome people of all races, ethnicities, ages, religions, abilities, genders, and sexual orientations to make us an even more vibrant company. We want everyone to bring their authentic selves here, to share our values, shape our vision, drive innovation, and become part of a culture we celebrate every day.

Our promise to our candidates is to be transparent, diligent, and engaging while guiding individuals through each step of our hiring process. At BILL we strive to achieve an inclusive and positive candidate experience that aligns with our core values and focuses on diversity.

If you require a reasonable accommodation for your application, interviews, or another aspect of the hiring process, please contact [email protected].

BILL Culture:

  • Humble - We check our egos at the door. We are curious. We listen, accept feedback.
  • Authentic - We earn and show trust by being real—embracing our authentic selves.
  • Passionate - We care deeply about each other and our customers.
  • Accountable - We are duty-bound to each other, our customers, and society.
  • Fun - We wrap it all together by building connections and enjoying time spent together.

Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants