Job Title:

Principal Software Engineer

Overview:

Mastercard is seeking a Principal Software Engineer (Software Architect) to join Fraud Insights team, which serves various client-tele such as Merchants, Financial Institutions (Issuer, Acquirer), Digital players to recognize & identify fraud patterns in the respective ecosystems and provide ability to react with confidence. Our solution provides data analytics, visualization & data marketplace capabilities while leveraging cloud based user interface, micro-services, visualization capabilities, SaaS integrations like Power BI, Azure AD & SnowFlake. This is leadership role with a highly visibility within the organization. Individual must be able to influence organization with thoughtful technological solutions.

• Are you motivated by speeding business solutions to market?
• Do you want to innovate, using cutting edge technologies on challenging business problems?
• Do you want to be part of an innovator that is changing the ecommerce landscape and reinventing the way global merchants and issuers combat fraud through collaboration?

We welcome the challengers and thought leaders. We want the agile, creative risk-takers who can address challenges with an open mind, the freedom to innovate and the strength to dominate. Fraud Insights Product growth is explosive, and only great problem-solvers, collaborators and thinkers can help us take it to the next level. If that sounds like you, keep reading.

Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.

Role
Provide support of applications software through programming, analysis, design, development, and delivery of software solutions. Research alternative technical solutions for changing business needs. Major Accountabilities:

• Participate in designing highly scalable, fault tolerant, and performant systems in cloud
Liaise with clients and business stakeholders to understand the needs of business
• Build relationships, influence and work with cross functional teams
• Ensure project implementation(s) are compliant with solution architectural design, established architectural patterns (where applicable), policies, standards, and best practices
• Provide architectural guidance to the project team(s)
• Consult and support project team(s) regarding project implementation
• Explain technical issues and solution strategies to stakeholders
• Ensure that solution milestones are accomplished on time
• Guide the activities of the solution architecture unit to ensure timely completion of projects
• Ensure that solution architectural designs are aligned with business needs, infrastructure capabilities, and security & compliance requirements
• Evaluate current and emerging technologies via Proof of Concepts or similar
• Assist with project scoping, sizing, prioritizing, planning, and estimation
• Review the proposals of vendors and suppliers to ensure solution and business fit
• Identify and mitigate existing business risk(s) associated with solution architecture
• Thrive in a highly collaborative company environment where agility is paramount
• Stay up to date with new technologies on the front-end and server-side through self-study, blogs, meetups, conferences, etc.
• Mentor development team on industry best practices
• Keep accurate record of expected deliverables and milestones achieved


All About You

• Minimum Bachelor's degree in Information Technology, Computer Science or extensive work experience.
• Hands-on Software development experience. 12+ years in Software and micro-services architecture. Familiar with dev ops and IT Operations best practices.
• Good understanding of public cloud platforms Azure, AWS or GCP
• Current understanding of best practices regarding application & system security
• Success with executing Proof of Concept plans
• Must have strong data analytics knowledge, experience with ETL, Data Modelling & Pattern analysis using ML
• Success with producing high quality project design deliverables and documentation
• Deep domain knowledge of Java 8 (or later). SpringBoot knowledge is required.
• Extensive experience with databases: Relational & NoSQL
• Extensive experience with User interface development framework (Angular preferred)
• Thorough and extensive knowledge and understanding of Software Engineering Concepts and Methodologies is required.
• Understanding of loosely coupled and stateless systems
• Demonstrated track record with highly scalable, distributed systems
• Familiarity with performance tuning, designing for failure & automation
• Positive outlook in meeting challenges and working to a high level
• Excellent written and spoken communicationTo find US Salary Ranges, visit People Place. Under the Compensation tab, select "Salary Structures." Within the text of "Salary Structures," click on the link "salary structures 2025," through which you will be able to access the salary ranges for each Mastercard job family. For more information regarding US benefits, visit People Place and review the Benefits tab and the Time Off & Leave tab.