About Rupeek

Rupeek, established in 2015 and headquartered in Bangalore, stands as India's leading asset-backed digital lending fintech platform. Committed to making credit accessible to Indians in a fair and convenient manner, Rupeek pioneers innovative financial products focused on monetizing India's $2 trillion gold market. Leveraging state-of-the-art technology and an automated asset-light supply chain, Rupeek is transforming the gold loan disbursal landscape across 40+ cities in India. With a customer base exceeding 5,00,000+, the company's strategic partnerships with top banks and financial institutions underscore its commitment to building gold-backed assets through low-risk, low-touch, and friction-free processes.

Rupeek's impressive journey is supported by key investors such as Sequoia Capital, Accel Partners, Bertelsmann, and GGV Capital. In Apr 2024, Rupeek turned profitable and raised $25M in equity capital from Manipal Group and Elevation Capital to fund its next phase of growth. Join us in redefining the future of finance through innovation, technology, and a commitment to financial inclusivity.

About the Role:

We are looking for a dynamic and experienced professional to lead our NBFC product and credit risk functions. The ideal candidate will bring a strong background in lending, financial product management, risk analytics, and growth strategies. This role demands expertise in building and scaling financial products while ensuring regulatory compliance and operational excellence.

Job Title: Category Manager

Education: MBA or equivalent preferred

Experience: 3+ years of experience in growth, business strategy, or program management roles

Location: Bangalore

Key Responsibilities:

Product & Financial Management:

• Lead end-to-end product management for lending and financial products.
• Drive P&L management, optimizing revenue and cost structures.
• Develop and implement policies for financial product strategy, ensuring alignment with business goals.
• Work with cross-functional teams (Tech, Compliance, Risk, and Operations) to enhance product offerings.

Lending & Compliance:

• Ensure compliance with NBFC regulations and lending policies.
• Develop risk and lending policies in line with regulatory guidelines and internal risk frameworks.
• Collaborate with legal and compliance teams to navigate regulatory challenges.

Credit Risk & Analytics:

• Lead credit risk underwriting, analytics, and collection strategies.
• Design and implement credit risk models for different customer segments.
• Optimize underwriting policies to balance growth and risk.
• Utilize data-driven insights to improve risk assessment and collection efficiency.

Growth & Channel Development:

• Discover and scale new growth channels (offline & online).
• Leverage digital channels, partnerships, and innovative strategies to drive customer acquisition and engagement.
• Work with marketing and business teams to optimize conversion rates.

Tech & Product Development:

• Collaborate with technology teams to build and enhance financial technology solutions.
• Work closely with product managers and developers to implement new features.
• Ensure seamless customer experiences through technology-driven innovations.

Customer Experience & Operations:

• Oversee customer support processes to enhance satisfaction and retention.
• Implement process excellence initiatives to improve operational efficiency.
• Streamline collections and recovery processes to enhance cash flow.

Qualifications & Experience:

• Experience: 3+ years in NBFC/Fintech industry with a focus on product management, credit risk, compliance, and lending operations.
• Expertise: Strong knowledge of financial products, underwriting, and risk analytics.
• Technical Acumen: Understanding of financial technology, digital lending platforms, and credit risk modelling.
• Regulatory Knowledge: Deep understanding of NBFC regulations, compliance requirements, and lending policies.
• Leadership Skills: Ability to lead cross-functional teams, drive growth initiatives, and execute business strategies.

Why Join Us?

• Be part of a high-growth fintech/NBFC environment.
• Work on innovative financial products with cutting-edge technology.
• Lead impactful projects that shape the future of digital lending.
• Competitive compensation and benefits.

If you are passionate about shaping the future of lending and have a strong background in financial product management, credit risk, and operational excellence, we would love to hear from you!