About Rupeek

Rupeek, established in 2015 and headquartered in Bangalore, stands as India's leading asset-backed digital lending fintech platform. Committed to making credit accessible to Indians in a fair and convenient manner, Rupeek pioneers innovative financial products focused on monetizing India's $2 trillion gold market. Leveraging state-of-the-art technology and an automated asset-light supply chain, Rupeek is transforming the gold loan disbursal landscape across 40+ cities in India. With a customer base exceeding 5,00,000+, the company's strategic partnerships with top banks and financial institutions underscore its commitment to building gold-backed assets through low-risk, low-touch, and friction-free processes.

Rupeek's impressive journey is supported by key investors such as Sequoia Capital, Accel Partners, Bertelsmann, and GGV Capital. In Apr 2024, Rupeek turned profitable and raised $25M in equity capital from Manipal Group and Elevation Capital to fund its next phase of growth. Join us in redefining the future of finance through innovation, technology, and a commitment to financial inclusivity.

Your Role

In this Role you will :

• Lead the development and maintenance of a robust trigger-based reporting framework that ensures each risk benchmark metric is tracked at nth level - geography, customer type, channel etc. The framework should trigger mechanism whenever any benchmark is breached at any level
• Liasion with different stakeholders to ensure that the risk benchmark numbers stay under check
• Build early warning signals for identifying sources of portfolio stress and communicate continually to stakeholders across the organization
• Work closely with Category, customer experience and operations teams to develop strategies for mitigating portfolio risk and coming up with segmented treatment strategies across risk brackets
• Continually work to bridge the twin objectives of maximizing portfolio revenue while minimizing risk
• Defining and updating criteria for customer upsell / cross-sell, renewals, closure, and other account actions
  
  

Key Skills And Qualifications

• Chartered Accountant; MBA is a plus
• 5-8 yrs of work-ex with atleast 4+ years of work experience in credit risk management function of Bank/NBFC/Fintech
• Experience in managing a team of analysts
• High level of ownership
• Comfort with ambiguity; strong test and learn bias; ready to get hands dirty
• Ability to engage and influence people cross functionally
• Well rounded individual with strong communication skills
  
  

(ref:iimjobs.com)