Software Engineer

Location: San Francisco, Ca

About Sapiom
AI agents are beginning to act on behalf of companies and users — making purchases, spinning up compute, triggering workflows, and interacting with third-party systems. But today's financial infrastructure was built for humans, not autonomous systems. Companies and developers need a way to give agents controlled access, meter actions, monetize usage, and transact across rails, without rebuilding payments, risk, and compliance internally.

Sapiom builds the financial payments infrastructure for the machine economy - autonomous spend rails that enable AI agents to transact with real-world services safely, processing every dollar spent, every policy decision navigated, and every risk signal generated.

We have assembled a world-class team with deep payments and infrastructure DNA to build the operating system for machines. Backed by a $15.75M investment from Accel, Menlo, and Anthropic, we are moving with relentless focus to deploy the economic substrate for autonomous agents.

About the Role
This is a high-autonomy engineering role at the intersection of AI and financial infrastructure. You'll design and ship core systems for agentic payments end-to-end, working across the full stack — backend, integrations, platform, and beyond. You'll operate as a true owner, making real technical tradeoffs and shaping product direction alongside the founding team, with AI tools embedded throughout the workflow.

What you will do
You'll build core infrastructure and product systems for agentic payments, designing and shipping new capabilities from the ground up. The work spans backend, integrations, platform, and internal systems — moving wherever the problem is. You'll operate with high autonomy, make strong technical tradeoffs, and help scale systems for reliability and performance, all while partnering closely with the founding team on product and engineering direction. AI tools are a first-class part of the workflow here.

Responsibilities

• Own end-to-end delivery of systems — from design to production — with minimal direction

• Make pragmatic architectural decisions in ambiguous, fast-moving contexts

• Move across the stack as priorities shift, without waiting for perfect structure

• Contribute to product and engineering direction alongside the founding team

• Scale systems thoughtfully for reliability, performance, and operational speed

Requirements

• Strong software engineering fundamentals and coding ability

• High agency and strong product/ownership mindset

• Systems thinker who can work through ambiguity

• Comfortable moving across different parts of the stack

• Bias toward shipping and making pragmatic decisions

• Actively uses AI-native development tools in their workflow

• Excited by fast-moving, high-intensity startup environments

Nice to have

• Experience at high-growth startups

• Experience building infrastructure, platform, or developer tools

• Familiarity with AI/ML systems, inference, or agent workflows

• Experience with payments, APIs, or distributed systems

• Experience in highly autonomous engineering teams

Perks and Benefits

Health Insurance

• 100% employer-paid Gold plan (individual); 75% for dependents

• Vision and dental fully covered

• FSA/HSA available, administered through Rippling

Wellness & Life

• $1,500 annual wellness stipend (therapy, coaching, fitness, etc.)

• Full Superpower membership for advanced health/biomarker analysis

• Up to $5,000 interim fertility/family-building coverage; full program (

Time Off

• Flexible PTO with a 15-day minimum

• Paid parental leave

• Up to 4 "Work From Anywhere" weeks per year

• Standard holidays, plus a company recharge from Christmas through New Year's

Operational Perks

• MacBook + equipment of your choice

• $500 one-time home office stipend

• Up to $200/month parking or commute reimbursement

• Daily lunch on in-office days

• After-hours rideshare coverage