Welcome to the financial frontier of limitless possibilities - welcome to Zolve. We're not just a fintech; we're architects of a financial revolution, crafting a narrative that transcends borders. At Zolve, we believe in rewriting the rules of finance to empower global citizens, nomads, and dreamers to navigate the world without constraints.

Zolve is the world’s first cross-border neo-bank which helps migrants get access to credit in the new country based on their home country's credit score. Zolve’s cross-border capabilities enable global citizens to access financial products such as checking accounts, credit cards, remittances, insurance, and loans seamlessly, helping them to be financially free to pursue their ambitions, without limiting the services to a particular country.

As we continue to grow into multiple geographies, product lines and customer segments, we are seeking a dynamic Credit Bureau Analyst to join us and support our journey

Role: Credit Bureau Reporting Analyst

Location: Bengaluru OR US

Employment Type: Full-Time

We are seeking a detail-oriented Credit Bureau Reporting Analyst to join our team. The ideal candidate will be responsible for ensuring accurate and timely reporting of consumer credit data to major credit bureaus. This role will involve analyzing credit data, maintaining compliance with relevant regulations, and enhancing reporting processes to support our organization’s goals.

• Data Management: Collect, verify, and maintain accurate consumer credit information in accordance with company policies and credit bureau requirements.

• Reporting: Prepare and submit periodic credit reports to major credit bureaus (e.g., Experian, TransUnion, Equifax) and ensure compliance with industry standards.

• Regulatory Compliance: Stay updated on regulations related to credit reporting (e.g., FCRA) and ensure the organization’s practices adhere to these standards.

• Analysis: Analyze credit data to identify trends, discrepancies, and opportunities for improvement in reporting practices.

• Issue Resolution: Investigate and resolve any discrepancies or issues related to credit reporting, including consumer disputes through e-oscar

• Collaboration: Work closely with internal teams (e.g., IT, risk management, customer service) to improve data accuracy and reporting processes.

• Documentation: Maintain comprehensive documentation of reporting processes, methodologies, and compliance efforts.

• Education: Bachelor’s degree in finance, business administration, or a related field.

• Preferred Experience:

  • Experience with US credit risk management or consumer lending.

  • Familiarity with US credit reporting software and systems

  • Certification in credit risk management or related field

• Experience:

  • Proven experience in US credit reporting, data analysis, or related financial services role

  • Experience in managing e-Oscar disputes

• Technical Skills:

  • Strong understanding of credit bureau reporting standards and relevant regulations (e.g., FCRA).

  • Proficiency in data management tools and software (e.g., SQL, Excel).

• Soft Skills:

  • Strong attention to detail and commitment to accuracy.

  • Excellent analytical, organizational, and problem-solving skills.

• Communication Skills: Effective communication skills, both verbal and written.

We have raised $311Mn in Equity funding (Series B) and warehouse debt line from marquee investors including Creaegis, Accel, Lightspeed, Alkeon Capital, DST Global, CIM and others.