Welcome to the financial frontier of limitless possibilities - welcome to Zolve. We're not just a fintech; we're architects of a financial revolution, crafting a narrative that transcends borders. At Zolve, we believe in rewriting the rules of finance to empower global citizens, nomads, and dreamers to navigate the world without constraints.

Zolve is the world's first cross border neo-bank which helps migrants get access to credit in the new country based on their home country credit score. Zolve’s cross-border capabilities enable global citizens to access financial products such as checking accounts, credit cards, remittances, insurances, and loans seamlessly, helping them to be financially free to pursue their ambitions, without limiting the services to a particular country.

As we continue to grow into multiple geographies, product lines and customer segments, we are seeking a dynamic individual to join us and support our journey.

Role: AML Analyst

Location: Bengaluru

Employment Type: Full-Time

The AML Analyst is responsible for reviewing, analyzing, and investigating financial transactions to identify potential money laundering, fraud, and other financial crime risks. This role requires strong analytical capabilities, attention to detail, and a sound understanding of U.S. AML regulatory requirements. The analyst will also collaborate with cross-functional teams to ensure timely escalation of suspicious activity and maintain robust compliance standards.

• Monitor financial transactions and sanctions-screening alerts to identify suspicious activity, unusual patterns, and potential financial-crime red flags.
  
  

• Conduct end-to-end investigations on alerts and exceptions generated through transaction-monitoring systems.
  
  

• Analyze large datasets to identify anomalies, trends, and potentially suspicious behaviors.
  
  

• Review and interpret customer information, transaction details, KYC documentation, and other relevant data sources to support investigations.
  
  

• Perform thorough research using internal systems, public-domain sources, and open-source intelligence tools.
  
  

• Exercise sound judgment in assessing transactional behavior and determining whether escalation or closure is warranted.
  
  

• Prepare clear, concise, and well-structured investigation reports outlining findings, conclusions, and supporting rationale.
  
  

• Communicate effectively with stakeholders across Compliance, Operations, and other internal teams throughout the investigation process.
  
  

• Maintain up-to-date knowledge of U.S. AML/BSA regulations, emerging typologies, and evolving financial-crime risks.
  
  

• Support internal monitoring and testing activities, including CIP, UAR, No-UAR, and false-positive reviews, as required.

Education

• 2–6 years of experience in AML, compliance, or financial crime–related roles.

• Hands-on experience reviewing transactions and supporting investigations or escalations.

• Strong understanding of U.S. AML/BSA regulatory requirements and transaction-monitoring concepts.

Experience:

• Solid analytical skills with the ability to interpret data and identify unusual activity.

• High attention to detail and a strong investigative approach.

• Good written and verbal communication skills.

• Ability to multitask and work efficiently in a fast-paced environment.

• Experience with monitoring or testing frameworks is a plus.