Collections Specialist

Credgenics

Credgenics

Noida, Uttar Pradesh, India

Posted on May 2, 2026

Role Overview

Lead end-to-end collections strategy across portfolios (Early Bucket to Write-off)

Design and implement data-driven calling and digital engagement strategies

Manage large-scale call center operations with a strong focus on efficiency and recovery performance

Collaborate cross-functionally with Analytics, Data Science, and Operations teams

Key Responsibilities

  • Develop and execute collections strategies across delinquency buckets (0+ to write-off)
  • Own and optimize call center strategy, including agent productivity, contact rates, and recovery metrics
  • Manage and fine-tune dialer strategies (predictive, progressive, preview modes)
  • Design multi-channel strategies (calling, SMS, WhatsApp, email, digital nudges)
  • Work closely with Analytics & Data Science teams to leverage models
  • Translate model outputs into actionable strategies and workflows
  • Drive portfolio segmentation and treatment strategies
  • Monitor and improve collection KPIs
  • Implement champion-challenger frameworks
  • Ensure alignment between strategy design and execution
  • Identify process gaps and drive improvements

Required Skills & Experience

  • Strong experience in collections strategy and call center management
  • Expertise in dialer management and campaign optimization
  • Understanding of data science models and analytics
  • Strong numerical and analytical skills
  • Deep knowledge of collections lifecycle
  • Experience with large teams and portfolios
  • Strong stakeholder management skills

Preferred Qualifications

  • Experience in BFSI / Fintech / NBFC collections (4-7years)
  • Exposure to digital collections tools
  • Familiarity with regulatory requirements
  • Experience in strategy implementation at scale

Key Traits

  • Strategic thinker with execution focus
  • Data-driven and detail-oriented
  • Problem-solving mindset
  • Strong ownership and accountability
  • Excellent communication skills

Performance Indicators

  • Improved recovery rates and reduced roll rates
  • Efficiency in calling strategy
  • Success of hybrid digital and calling strategies
  • Impact of data-driven interventions